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Compare Care Types
Ministry of Health (MOH) and AIC baseline benchmarks in Singapore (SGD) before subsidies.
Home Care: Seniors who want to stay home with help for daily tasks. Flexible hours, one-on-one support Day Care Centres: Seniors who need daytime care and social support. Daytime only, caregiver respite Care Homes: Seniors who want a residence with meals and optional support. Meals, activities, and help on site Independent Living: Older adults who want private housing and community without daily personal care. Amenities and social life, not daily medical care Dementia Care: Seniors living with Alzheimer's or dementia. Secured setting, specialized staff Nursing Homes: Seniors who need 24-hour nursing and can no longer live safely at home. 24/7 licensed nursing care
Home Care
Who it's for: Seniors who want to stay home with help for daily tasks
Key trait: Flexible hours, one-on-one support
Day Care Centres
Who it's for: Seniors who need daytime care and social support
Key trait: Daytime only, caregiver respite
Care Homes
Who it's for: Seniors who want a residence with meals and optional support
Key trait: Meals, activities, and help on site
Independent Living
Who it's for: Older adults who want private housing and community without daily personal care
Key trait: Amenities and social life, not daily medical care
Dementia Care
Who it's for: Seniors living with Alzheimer's or dementia
Key trait: Secured setting, specialized staff
Nursing Homes
Who it's for: Seniors who need 24-hour nursing and can no longer live safely at home
Key trait: 24/7 licensed nursing care
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Providers are verified through MOH licences under the Healthcare Services Act 2020 (HCSA), the AIC, and other Singapore regulatory authorities. The Private Hospitals and Medical Clinics Act is repealed.
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Benefits Families Ask First
What is CareShield Life?
CareShield Life is Singapore’s long-term care insurance. A successful new claim in 2026 pays S$689 a month for as long as severe disability continues (CPF Board). All Singaporeans born in 1980 or later are automatically covered. The payout is cash and is not a US long-term care product.
How does MOH license eldercare facilities?
The Ministry of Health licenses nursing homes and other healthcare services under the Healthcare Services Act 2020 (HCSA). The Private Hospitals and Medical Clinics Act was repealed when HCSA Phase 3 took effect on 18 December 2023. MOH inspects licensees and publishes standards for staffing, safety, and quality of care.
What subsidies are available for eldercare?
From 1 July 2026, MOH means-tested long-term care subsidies apply up to a monthly per capita household income of S$4,800. Eligible Singapore Citizens born in 1969 or earlier can receive up to 80% for residential care and up to 95% for home and community care. Citizens born after 1969 can receive up to 75% residential and 80% community. MediSave Care can add up to S$200 a month in cash. Check eligibility with AIC. Source: MOH and CPF Board.
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