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Indicative monthly ranges before means-tested subsidies. Government support can cover up to 75-80% of nursing home fees for eligible residents.
Nursing Homes
S$2,000-S$4,500/mo
Before government subsidies. MOH means-tested subsidies can significantly reduce costs. MediSave and CareShield Life payouts can help cover the remainder.
Home Care
S$15-S$30/hr
Personal care, nursing visits, and companionship at home. AIC subsidies available for centre-based and home care services.
Day Care Centres
S$800-S$1,500/mo
Full-day programmes with meals, activities and supervision. Subsidies of up to 80% available through AIC for eligible seniors.
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Singapore offers multiple layers of support. Understanding these schemes helps families plan confidently.
CareShield Life
Provides lifetime monthly payouts from S$600/mo if you develop severe disability. Automatic for Singaporeans born 1980 or later.
MediSave & MediFund
MediSave can be used for approved eldercare expenses. MediFund provides additional support for those who cannot afford their share.
Pioneer & Merdeka
Additional subsidies for Pioneer (born before 1950) and Merdeka (born 1950-1959) generation seniors across all care settings.
CareShield Life is a long-term care insurance scheme that provides a monthly cash payout if you become severely disabled and need long-term care. All Singaporeans born in 1980 or later are automatically covered. It helps offset costs of nursing homes, home care, or day care services.
The Ministry of Health (MOH) licenses and regulates all residential care facilities under the Private Hospitals and Medical Clinics Act. Nursing homes must meet standards for staffing, safety, and quality of care. MOH conducts regular inspections and publishes results.
Means-tested government subsidies can cover up to 75% of nursing home fees and up to 80% of centre-based care fees. The Seniors Mobility and Enabling Fund (SMF) covers assistive devices. MediSave can be used for certain home care services. Check with the Agency for Integrated Care (AIC) for eligibility.
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