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Compare Care Types
Health New Zealand (Te Whatu Ora) Maximum Contribution rates and private benchmarks (NZD).
Home Care: Seniors who want to stay home with help for daily tasks. Flexible hours, one-on-one support Adult Day Care: Seniors who need daytime care and social support. Daytime only, caregiver respite Aged Residential Care: Older people who need 24-hour nursing in aged residential care. Meals, activities, and help on site Independent Living: Older adults who want private housing and community without daily personal care. Amenities and social life, not daily medical care Dementia Care: Seniors living with Alzheimer's or dementia. Secured setting, specialized staff Rest Homes: Older people who need 24-hour rest-home support and can no longer live safely at home. 24/7 licensed nursing care
Home Care
Who it's for: Seniors who want to stay home with help for daily tasks
Key trait: Flexible hours, one-on-one support
Adult Day Care
Who it's for: Seniors who need daytime care and social support
Key trait: Daytime only, caregiver respite
Aged Residential Care
Who it's for: Older people who need 24-hour nursing in aged residential care
Key trait: Meals, activities, and help on site
Independent Living
Who it's for: Older adults who want private housing and community without daily personal care
Key trait: Amenities and social life, not daily medical care
Dementia Care
Who it's for: Seniors living with Alzheimer's or dementia
Key trait: Secured setting, specialized staff
Rest Homes
Who it's for: Older people who need 24-hour rest-home support and can no longer live safely at home
Key trait: 24/7 licensed nursing care
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Benefits Families Ask First
How do I access publicly funded aged residential care in New Zealand?
Start with a Needs Assessment and Service Coordination (NASC) assessment funded by Health New Zealand | Te Whatu Ora. If long-term residential care is needed, NASC issues a Needs Assessment Certificate and you can apply to Work and Income for the Residential Care Subsidy.
What is the Residential Care Subsidy?
The Residential Care Subsidy helps eligible older people pay for long-term residential care. Work and Income (updated 4 August 2026) sets asset thresholds at NZ$300,811 for a single person or a couple both in care. If one partner stays at home you can choose Option A (include home and car, NZ$300,811) or Option B (exclude home and car, NZ$164,731). Residents keep a personal allowance of NZ$58.34 a week and a clothing allowance of NZ$365.92 a year.
How are aged care providers monitored?
Certified providers are monitored through public audit and certification processes overseen by Health New Zealand (HealthCERT). Listings on seniorhelp.care are cross-checked against these public records where available.
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